Need of a mobile payment standard
Wouldn’t it be nice if there was a mobile payment standard that works in all payment situations (not only POS), on all phones (feature and smart phones), no dependencies like network, sub type, extra hardware on end user or merchant side (but works if extra hw is wanted), flexible in technology at front (NFC, RFID, bar code, QR, etc.), flexible and easy to introduce when new services is wanted and of course with high security.
In my dreams or..
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