OCC Moves Ahead with Long-Planned and Much-Discussed Fintech Charter
It's good news for fintechs in lending and payments that want a federal banking license, the Office of Comptroller of...
Risk & Security
Shape the Future of Financial Services: Modernize Information Systems
The reality for many financial services organizations is that modernizing information systems is a project that is often desperately needed...
Why the OCC’s Fintech Charter Makes Sense [Page 2]
Second, it would provide helpful and necessary regulatory scrutiny. The creation of national standards and safeguards – at the heart...
With 1.5 Million Customers, Marcus Remains Focused on High-FICO Borrowers
Marcus, the retail arm of Goldman Sachs, is growing at steady pace with 1.5 million customers in its second quarter,...
The Future Is Not Bright For Most Angel-Stage Fintech Startups
Most fintech startups don’t survive. The landscape of payments, lending, artificial intelligence might seem bustling thanks to all the industry...
New York State Will Regulate Online Lenders to ‘Level Playing Field’ for Banks
Online lenders may own more than half of the personal lending market, but they face serious headwinds. For one thing, rising...
How Digital Transformation Can Lead to Greater Revenues for FIs
There is a correlation between an FI’s revenues and its digital strategy. A new report from advisory firm EY suggests that...
3 Bank-Backed Challenger Banks to Watch
It's not just startups that need watching -- neobanks are springing up across the globe, and a particular breed is...
Lessons from Distributed Ledger Technology and the Future of Banking
It’s no secret distributed ledger technologies (DLT) have been front-of-mind for financial institutions examining solutions to existing problems in institutional...
Blockchain Is Perfectly Suited for Banking, But Banking Is Not Ready for Blockchain, McKinsey Says
Blockchain's future in banking is bright, but right now, the industry is not prepared to take advantage of what the...
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