With expected passing of A NEW law Mortage brokering will cease as we know it. Is that a good thing?

I would like to hear other’s feedback on this. Effectively the bill that has been introduced and has passed the house and now goes to the senate will eliminate yield spread premium on all mortgage loans. Obviously some highly paid bank lobbyist there confusing the actual issue regarding today’s mortgage business.
Service release premium and yield spread premium? No difference in my mind. Having Been a Banker and Broker plus working for a community bank and also a Regional Vice President for the Now defunct retail Bank One Mortgage company there is really 3 train’s of thought but we all do business the same.

What do you think?