Santander’s Openbank Is Out of Stealth, Eyes International Expansion
Openbank, Santander’s 22-year-old subsidiary that operates in Spain, has just completed a major relaunch, going fully-digital and expanding its product...
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Security and Lack of Trust Stall Mobile Payment Adoption
Checks, cash, and cards are on their way out, right? Not exactly. A majority of U.S. consumers (56%) feel that...
Circle Launched Free Cross-Border Payments on Blockchain — When Will FIs Follow?
Person-to-person payments have gained traction among banks and other financial institutions recently. Many of the incumbents, like Bank of America,...
AI’s Greatest Promise Is Simplicity, Experts Say
Innovation is all well and good, so long as it keeps banking simple. Most financial institutions are now at the...
Here’s How Many People Will Work at SoFi Bank
It's not everyday that a fintech applies for a bank charter, so when SoFi did just that it caught our...
Will Zelle’s Launch Push P2P to ‘Mainstream’?
AUSTIN, Texas -- The long-awaited launch of P2P service Zelle has finally arrived, presumably granting more connectivity and openness to...
SVB Offering 2 API ‘Types,’ for now [PODCAST]
APIs and open banking – however that term is defined – are set to transform financial services by empowering consumers...
Stop Asking if Blockchain Projects Are in Production Yet, Chase Says
Financial services have been experimenting with blockchain projects for quite a while now. In fact, 2017 seems to be the...
Banks Must Disrupt Themselves, Not Consumers, Citi Fintech CEO Says
AUSTIN, Texas -- Better customer service comes from disruption within, not from trying to change consumer behavior, according to Yolande...
Not All Banking Execs Are Concerned with Mobile Biometrics
Two-factor authentication is interesting when it comes to mobile biometrics in finance—but that doesn’t make it necessary, at least according...
