Stripe Inc. is launching stablecoin-funded accounts in more than 100 countries, allowing merchants to hold funds and pay vendors internationally.

The accounts will use Circle Internet Group Inc.’s dollar-tracking token USDC as well as the USDB stablecoin issued by Stripe’s recently-acquired Bridge unit.
Stripe, which is known for helping online businesses accept payments, is moving toward becoming its own financial ecosystem where companies can easily pay each other within its network.
The new offering marks the latest effort by a financial-technology company to incorporate stablecoins — cryptocurrencies that typically track the dollar or another currency — as a form of payment in business transactions, rather than being used solely by traders in crypto markets. Stripe’s acquisition of stablecoin-orchestration platform Bridge last year for $1.1 billion marked a high point in this emerging trend.
“We should be very dissatisfied with the state of financial services today,” John Collison, co-founder and president of Stripe, said in an interview with Bloomberg News. “In financial services you can look at invoice fraud, which is a big problem for businesses, and phishing attacks and things like that. This is a new product but it’s an opportunity for us over time to deliver much more safety.”
The stablecoin-funded accounts will help Stripe facilitate cross-border transactions between businesses, regardless of where they are located. The accounts also support balances held in British pounds, euros and U.S. dollars. The expansion represents a doubling of the company’s global footprint; previously, Stripe accounts were only available in 50 countries.
“So much of the world is subject to unstable currencies and unreliable types of infrastructure and that caps the GDP of the Internet. Now these users in Argentina, Vietnam and everywhere in between can hold stablecoins, receive and send funds on both crypto and fiat rails,” William Gaybrick, president of product and business at Stripe, said in a presentation during Stripe’s conference in San Francisco on Wednesday.
Corporate card startup Ramp is among the early Stripe partners looking to tap into the current momentum behind stablecoins. Ramp said it would be introducing stablecoin-backed corporate cards designed to offer faster settlement, lower costs and protection from currency volatility. The cards are linked to Ramp digital wallets with Stripe’s Bridge facilitating conversions between local currencies and stablecoins in partnership with Visa.
“Stablecoins are not seeing mass adoption because of the complexity that comes with being able to participate,” Subham Agarwal, director of product and head of product marketing at Ramp, told Bloomberg News. “Ramp now takes that complexity away by saying transact however you want but we will automatically route this transaction to the right rail that is cheaper, faster and more stable.”
On the AI front, Stripe launched a tool to make it easy for developers to embed artificial intelligence agents capable of making purchases on users’ behalf into their products. A productivity app, for example, could make a task on a to-do list shoppable, Gaybrick said. In addition to launching its own product, Stripe is the exclusive payments partner for card network Visa Inc.’s AI agents, Gaybrick added.
“These are the twin revolutions in intelligence and money,” Gaybrick said. “AI, of course, is already transforming how we work and live, and stablecoins are the first truly global, actually usable, fully programmable money that we’ve never had.”
(Updates throughout, including with quote from interview with John Collison in fourth paragraph)






