TD Bank has integrated NetSuite’s cloud-based enterprise resource planning (ERP) platform in an effort to create a comprehensive digital banking experience for its commercial clients.

“Businesses are looking to have a one-stop shop and a lot of the work we’re doing is embedding ERP tools,” Chris Giamo, head of commercial banking at $1.4 trillion TD Bank, told Bank Automation News, noting businesses can use the tools for processes including accounting or staffing.

The Cherry Hill, N.J.-based bank, a subsidiary of the $1.73 trillion TD Bank Group, earlier this year launched an embedded finance pilot program for commercial customers that was announced during its second-quarter earnings call in May. The bank noted it was working with a “leading fintech” to automate cash management.

By adding ERPs, “we are giving the ability to embed a link for our online banking through those platforms so [businesses] can be on those platforms and still do their banking at the same time,” Giamo said.

TD selects integrations based on which platforms businesses and their clients use the most, he said. The bank will add other widely used ERP platforms over the next 12 to 14 months, including Sage Intacct this fall, Giamo told BAN. In addition, a TD spokesperson told BAN that QuickBooks recently became available on the bank’s digital banking platform and will start its initial client onboarding “shortly.”

“This is where the industry is going, and [the bank] is collaborating with some third-party vendors to embed our commercial banking products into their ERP,” Giamo said.

TD’s first NetSuite client, which the spokesperson declined to name, is now live and using the ERP.

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